Terms and Conditions for EFS – Equipment Finance Specialists


Effective Date: 12/18/25

  1. Agreement to Terms
    By using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.
  • Services Provided
    EFS – Equipment Finance Specialists provides lead generation and evaluation services for equipment financing. We are not a direct lender; we connect users with potential financing options based on the information provided.
  • Eligibility
    Users must be at least 18 years old and reside in the United States. A minimum credit score of 600 is generally required to be considered for most financing programs.
  • Accuracy of Information
    You agree to provide accurate, current, and complete information when filling out our forms. Providing false information may result in the immediate disqualification of your inquiry.
  • Intellectual Property
    All content on this site, including logos, text, and graphics, is the property of EFS – Equipment Finance Specialists and is protected by copyright laws.
  • Limitation of Liability
    EFS – Equipment Finance Specialists is not liable for any direct, indirect, or incidental damages arising from your use of this site or any financing agreements entered into with third-party partners.
  • Credit Inquiries

By submitting an application, you acknowledge that while initial pre-qualification may rely on soft credit pulls, certain lenders may perform a hard credit inquiry prior to final funding. You will be notified or prompted for additional authorization if a hard credit pull is required for your specific transaction.

  • Governing Law
    These terms are governed by the laws of the State of Texas.
  • Contact Us

For questions regarding these terms, please contact us at admin@efsequip.com