How fast can I get approved in Texas?

Many applications receive a decision in 24–48 hours once we have the basic business info and the equipment quote.

Do you finance used construction equipment?

Yes. We finance new and used equipment, subject to age, hours and condition requirements.

What terms and structures are available?

Typical terms are 24–72 months with options like $1 buyout, FMV, seasonal and step payments.

Can startups qualify?

Yes. Experience, a down payment and a clear work pipeline or contract improve approvals.

Lease vs loan—which is better for taxes?

It depends on your goals. We can model both; consult your CPA about Section 179 and depreciation.

Construction Equipment Financing

Ready To Get Your Construction Business Moving Forward?

Whether you’re replacing outdated construction equipment, expanding operations, or seizing a new opportunity, we’re here to make the long-term financing process simple so you can stay focused on running your business.

Commonly Financed Construction Equipment

Have You Been Declined?

At Equipment Finance Specialists, we help business owners secure long-term financing when most banks or vendors say no.

Our nationwide lender network offers flexible options, making financing possible for even some credit-challenged files.

With a streamlined process and minimal paperwork, we deliver fast approval updates —often within 1 business day—so you can get the equipment you need without the delays of traditional banks.